An all-in-one digital savings solution

Transform your digital journey for retail and business savings customers.

An end-to-end, market-leading savings solution that seamlessly onboards personal and business banking users. It provides secure access to daily banking information and services for a range of transactional and savings deposit accounts, helping you increase revenues, enhance customer experience and improve operational efficiency.

Sandstone’s All-in-one savings solutions makes it easy for savings customers to open and fund new accounts in minutes via debit card payments. It removes complexity for your customers and from your back-office systems – without compromising on risk or compliance.

Bank of England data from May 2021 put total household deposits at £1.6 trillion after a staggering £125 billion growth in 2020.

Easy access savings balances have continued to accumulate at a rapid pace since the UK’s COVID-19 lockdown of March 2020. By end of May 2021, they accounted for a record 60.1% of the total savings market – in contrast to most other savings categories which lost market share over the same period.

Keep your savings customers connected and gain competitive advantage

with Sandstone’s BankFast Apply, BankFast and Mobile App.

Combined, these three products offer an efficient onboarding and 24/7 omni-channel banking solution that’s rich in functionality and performance.

Customers can manage their personal and business savings accounts digitally using a single sign-on, transitioning between web and mobile channels smoothly.


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Savings balances recorded on the CACI database* shows that the easy-access non-ISA market has grown by £80bn since the pandemic began in March 2020, an increase of 14%.

*CACI database records data from more than 30 savings

The all-in-one digital savings solution

Omni-channel, personalised experience with real-time notifications

Full integration with branch systems, recognising that your customers still value face-to-face interaction

Maturity and reinvestment instructions made simple with an efficient online maturity instructions journey

Automated tranche management for savings, managing liquidity risk while it streamlines traditionally manual processes

All retail and business savings products covered

Rapid integration into any core banking system and deployment in 6 months*

Tactical business decision support enabling fast development, launch and management of new savings products

Multiple business banking benefits including integration into Companies House, multi-signatory approvals and delegated users

Straight-through processing to speed up transaction processing times and shorten payment cycles

Supercharge your digital offerings


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What you need to reap the rewards

In this fiercely competitive financial landscape, banking needs remain relatively consistent, yet institutions are showing a growing readiness to seek out and capitalise on digital banking. Achieving efficiencies across the value chain is fast becoming a key focus for banks and building societies as a way to gain immediate rewards.

Sandstone Technology’s All-in-one savings solution delivers an elevated, compliant customer experience with immediate access to new accounts and online banking servicing across any device, at any time.


Team with a partner you can trust

For over 25 years Sandstone has been responding to the market and innovating to help customers grow in the most efficient and compliant ways. We work with you strategically to navigate and implement even the most complex of digital banking transformation programs.

As an established fintech, Sandstone consults regularly with our partners in the financial services sector to ensure our specialist, customer-centric digital solutions are first to meet market needs. We boast a high UK client retention rate and continue to provide best-of-breed digital saving solutions to UK banks and building societies.


Our e-savings products