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    Loan origination
    Our expertise

    Scalable & Flexible Loan Origination System

    Sandstone Technology’s cloud-enabled Loan Origination System, LendFast, is engineered to eliminate the manual processes, disconnected systems, and complex compliance hurdles that often frustrate customers and brokers.

    It delivers a robust, seamless experience across every channel - from direct-to-consumer (D2C) and broker portals to assisted in-branch and call-centre experiences.

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    With customer centricity at the core, LendFast empowers you to increase efficiencies, drive growth, reduce your operational costs, with security and compliance at its heart.

    Power your lending operation with a single, intelligent platform.

     

    Real-time Transparency

    Live trackers and portals that keep brokers, staff, and applicants aligned.

    Regulatory Confidence

    Built-in compliance controls and audit trails to meet regulatory requirements.

    Self-service Capability

    Update products, pricing, and rules instantly with zero maintenance hassle.

    24/7 Calculator Suite (LARA)

    Let customers explore loan options and borrowing capacity interactively, anytime.

    End-to-end Automation

    From initial application through third-party verification, automated decisioning, and settlement— all within a single unified workflow.

    AI-driven Document Processing (DiVA)

    Recognise, verify, and extract data in seconds.

    Pre-built Integrations

    Plug directly into brokers, core systems, and APIs.

     

     

    Cut application times from 28 to 14 minutes with LendFast

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    Increase in lending volumes with faster time to YES

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    Of credit assessor capacity freed up to focus on complex applications

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    Reduction in application effort when applying online

    One Platform, Every Lending Scenario

    7

    Retail Mortgages

    Frictionless automated home lending for both simple and complex lending scenarios including bridging loans, splits, multi-security, reverse mortgages, etc.

    9

    Business Lending

    Dynamic and versatile Small to Medium Enterprise (SME) lending, without the complexity, tailored to support a variety of business lending servicing scenarios. 

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    Consumer / Personal Lending

    One solution that can support all consumer-based lending with the ability to streamline credit/lending policies and product-specific workflows to cater to a range of consumer loans.

    Our Impact

    40% of loan applications approved in less than two days

    Great Southern Bank together with Sandstone Technology re-imagine the home lending experience to deliver a robust out-of-the-box lending origination platform.

    Discover how Sandstone's loan origination enabled the bank to reduce operational, compliance, credit risk, and automate manual tasks to allow the bank to focus on other important things such as the customer experience.

    Read more
    GSB Case study

    Request a demo to see LendFast in action
    LendFast website
    Frequently Asked Questions
    What is Digital Loan Origination?

    An end-to-end automated platform that streamlines the loan application and approval process.

    What types of loans can be processed through Sandstone's platform?

    Mortgages, personal loans, SME loans, credit cards, bridging loans, splits, multi-security, reverse mortgages, etc.

    How does a digital loan origination system improve the loan application process for customers?

    By offering a fast, paperless experience with real-time approvals and digital document submission.

    Can it integrate with our core banking system and third-party services?

    Yes, it has flexible APIs for seamless integration with core banking, Open Banking, and risk assessment tools.

    What should I consider when choosing a loan origination system?

    Some key considerations include automation capabilities, integration with existing systems, scalability and security, and compliance to meet regulatory requirements.

    How does automation benefit the loan origination process?

    Automation streamlines workflows, minimises manual errors, accelerates decision-making, and improves overall efficiency.

    How does Sandstone’s Loan Origination system (LOS) improve efficiency for lenders?

    Our LOS automates credit decisioning, document collection, and compliance checks, reducing approval times and improving operational efficiency.

    Does the system support digital lending and self-service loan applications?

    Yes, it allows customers to apply for loans online, track their application status and complete the process digitally.

    What is the difference between Loan Origination System (LOS) and Loan Management System (LMS)?

    Loan Origination System deals with the loan application and approval process while Loan Management System handles loan servicing and collections after disbursement.

    Can lenders self-service to adjust products, rates and business rules?

    Yes, with our Configuration Manager (CM) module, Bank users can manage these configurations. It also supports approval workflows and audit logs for changes made to configuration parameters.